Monday, August 8, 2011

Travel Insurance

When booking your own travel insurance, ask yourself:

1. Are you booking the recommended level of cover for your destination?

2. Are you covered for unlimited medical expenses, including repatriation to ex:Australia?

3. Have you declared any pre-existing medical conditions?

4. What is the excess on the policy?

5. Are you aware of any exclusion on the policy, such as civil unrest or adventure activities?

6. Have you checked the government travel advisory (ex: smartraveller.gov.au) for your destination and whether it may affect your insurance cover?

7. Do you need to take out extra insurance cover for more expensive items such as jeweler, laptops or camera equipment?

8. Are you covered for the resumption of your trip if it is interrupted by an unforeseen event, such as a death in the family?

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